IL Health Insurance Articles & Info

Life has a cruel and somewhat ironic way of waiting until we are at our most vulnerable point before unleashing its most devastating events. This is especially true in the case of those who undergo catastrophic, unexpected health issues while riding out a gap in their health insurance coverage. W...

Those of us in the healthcare coverage industry, are the first to admit that health insurance is not cheap.  And while there are many reasons for this, one of the most influential involves the staggering amount of people who have essentially given up on their good health. It's easy to think that one...

Choosing the best small group coverage is a dilemma that almost every new Chicago business owner will have to face at some point.  You want a plan that meets the wide-ranging needs of your staff, as well as one that won't make it impossible to turn a profit each month.  Here are a few things to keep...

There seems to be a lot of misinformation and confusion out there when it comes to working with health insurance agents.  In this article we will discuss the role of a health insurance agent (or health broker), what to look for when choosing an agent, and what to expect when you talk or meet for the...

Approximately 1 in 4 adults will need long term care in Illinois.  Are your loved ones protected? Let's face it; no one looks forward to the day when they will rely on someone else to take care of them.  It is arguably one of the most difficult decisions any person will ever have to make.  When t...

It's no secret that health insurance can be quite complicated, especially when buying it for the first time.  Even as a health insurance broker, keeping up with all the new regulations, rule, policy changes, and stipulations can be mentally-overwhelming.  And as with anything that has potential to b...

Business owners know all too well how expensive it can be, to provide employees with reliable, affordable health insurance in Chicago.  For as long as there has been employee benefits, those who offer it to their employees have been looking for ways to reduce their monthly health care premiums.  Tra...

Getting married, or even divorced for that matter, is clearly one of life's greatest game changing events.  And regardless of whether you're entering into a new arrangement or parting ways, the ensuing changes will have a significant impact on almost every aspect of your day-to-day life.  One area t...

There seems to be a lot of confusion these days when it comes to health insurance and pre-existing conditions.  Sadly, this wave of misinformation ultimately leaves many people feeling nothing short of uninsurable.  We would like to clear the air.  Because, while it is true that some preexisting con...

My Company's Health Insurance is Horrible, What Can I Do? You're gainfully employed in a bad economy, making a good salary and have decent job security. There's one problem, though. One big problem; the IL health insurance plan your employer decided to go with is terrible. The last time you saw a...

If you’re one of the millions of Americans who receive health insurance benefits from your employer, you may have noticed that your choices seem a bit limited.  Yes, it is unquestionably nice to work for a company willing to offer coverage at a discounted rate.  The trade-off, however, is that you h...

President Obama’s push for the Affordable Health Care Reform Act was passed by the US Supreme Court on June 28 with a ruling of 5 to 4.  And while many are not big fans of this historic ruling, we are the first to acknowledge that it will have a substantial impact on the lives of millions of individ...