July 31, 2024
For millions, chiropractors are a total Godsend. Here at our Illinois health insurance agency, we are often asked a diverse range of questions regarding specialized treatment such as chiropractic, acupuncture and physical therapy; one of the most common as you might expect, is: "Will my health insurance cover the cost of chiropractic treatment?" The short answer is, possibly depending on the type of coverage you have.
When wondering whether or not your chiropractor will accept your health insurance plan, there are a number of variables to be mindful of. Let's explore some of the basics to help you on your way to a healthier spine and less pain.
Contact Your Preferred Chiropractor Directly
At the risk of sounding completely obvious, the best place to start is by speaking directly with your chiropractor. The number of chiropractic doctors who accept health insurance is considerably high these days, though there are many concerns over how this will be affected as the healthcare system continues to evolve. If you're feeling awkward or embarrassed about asking... don't be. It's a completely common and legitimate inquiry made by people every day.
Review the Details of Your Current Health Insurance Plan
If you're among the more health insurance savvy, and familiar with how to read insurance policies, the best place to start is by digging up the policy information (which should be available online too), to see if your specific plan covers adjustments, spinal manipulation, massage, TENS, physical therapy, and other popular treatments. If it does, then you should have no problem using your insurance to cover this expense. It's worth nothing that many chiropractors only accept PPO plans, so make sure you know exactly what you have.
Consult a Local Health Insurance Agent for Free
Health insurance brokers are absolutely the most beneficial, time-saving, and quite possibly most under-appreciated professionals in the healthcare industry. Their services are paid for by the carriers (BlueCross BlueShield, Humana, Aetna, etc.) and provided at zero cost to you. An experienced insurance agent can help you find the best medical insurance plans, answer all your questions, and give you expert advice on how to lower your premiums. It truly is the ultimate win-win.
If you're in Illinois or the Chicago area and looking for a healthcare plan that covers chiropractic care, Premier Financial Insurance in Lisle can help. Our staff of licensed agents is thoroughly well-versed in all of today's most popular plans, and have helped thousands of individuals, families and business owners find the best health insurance coverage for their needs.
If you're stuck in a plan that does not cover treatments such as massage, acupuncture, chiropractic care, etc., give us a call. We will show you exactly what's available, how to save money on your monthly premiums, and more. Best of all, our services are absolutely free, and we're conveniently located in both the city and western suburbs.
To learn more or verify if your health insurance covers chiropractic expenses, get in touch with Premier in Lisle by calling 800-369-0287, or write to us anytime through our website's secure contact page.